Heads up! If you’re planning a trip to your local Chase branch or any other bank this coming Monday, February 17th, you’ll need to adjust your plans. Chase Bank, along with all other US banks, including major players like Wells Fargo and Citibank, will be closed for Presidents’ Day. This means all 4,700 Chase locations, and thousands more across the country, will be shuttered for the entire day.
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What Can You Do?
While the physical branches will be closed, you’re not entirely cut off from your finances. Online banking and ATMs will still be available. You can pay bills, transfer funds, check your balances, and handle other simple transactions from the comfort of your home or on your mobile device. Need cash? No problem, just swing by an ATM.
What You Can’t Do:
Unfortunately, anything requiring a bank teller or in-person assistance will have to wait until Tuesday. This includes things like opening accounts, discussing complex financial matters, or making large cash withdrawals. Keep in mind that even online transactions like transfers and check deposits might take a little longer to process due to the holiday. They likely won’t fully clear until Tuesday.
Why Are Banks Closed on Presidents’ Day?
Presidents’ Day is a federal holiday, and banks are among the many entities that observe it. Think of it like other federal holidays when government offices and the post office are closed. It’s a day to recognize and celebrate the leaders of our nation.
A Little History Lesson:
Originally, the holiday was known as Washington’s Birthday, celebrating George Washington’s actual birthday on February 22nd. Over time, it evolved to become Presidents’ Day, falling on the third Monday of February. This timing also places it close to Abraham Lincoln’s birthday, further solidifying the holiday as a celebration of both iconic presidents.
What’s Open?
The good news is that most other businesses, like restaurants, grocery stores, and retail shops, will remain open on Presidents’ Day. So, while you might need to postpone your bank visit, you can still run other errands and enjoy the day.
Plan Ahead!
The key takeaway is to plan ahead. If you need to handle any banking tasks that require a teller, make sure to do it before or after Presidents’ Day. And remember, while online banking and ATMs are available, some transactions might experience a slight delay in processing. Enjoy your long weekend!
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